It 
was 2010 and we had owned two minivans back-to-back. Almost 10 years of 
driving in an oversized toaster had taken its toll. The understanding 
nods from other toaster-on-wheels owners, the disappointed looks when 
soccer moms mistakenly thought I was one of them. I was ready for a 
change.
Then GM 
introduced what they now call a crossover SUV — not huge, but certainly 
not a minivan — and I was smitten. The Chevy version of the crossover is
 called the Traverse, and it was my way out. But was it the responsible 
thing to do?
Of course not.
There
 was nothing wrong with our minivan, at least mechanically. It ran well 
and gave us no trouble (knock on the dash). And we had three kids at 
home with school and sports and friends, so we needed something big.
But
 the kids were getting older and college was coming. Times three. Would 
now be the best time to buy a car? We had paid off the ‘toaster’ as well
 as our other car, so we didn’t have a monthly payment. Ah, the days 
without a monthly car payment.
But
 I was not to be denied. $30,000? That’s not so much. Heck, they won’t 
even charge us interest and we can pay for it over five years — 60 long 
months — so it won’t be so bad. Right?
I
 talked my wife into it. And, to be fair, she was dragging her feet all 
the way. Smart lady that she is, she gave it her best shot. She’d say 
things like, “If that’s what you really want” and “If you really think 
that’s smart.” Of course it wasn’t smart. She knew it wasn’t smart.
But she could see it in my eyes. We may as well start talking about which color we want, ‘cause this thing was happening.
So
 we did it. The Traverse was just becoming popular, so there were very 
few discounts to be had. But did I care about getting a deal? No way. 
This was my car, why haggle a bunch over the price, right?
Wrong.
 In retrospect, I’m sure the dealer was very happy to see me. “Here are 
the keys, just sign here and leave your firstborn at the door. Thanks 
for stopping by.”
And
 off I drove! The first month was great. New car smell. People other 
than soccer moms actually making eye contact with me. This will be 
great!
Then month two
 came. And the payment book showed up (okay, they really don’t make 
payment books anymore, but you get that it’s a metaphor for that huge 
new monthly payment, right?). And I realized I was stopping by the gas 
station. A lot. Like, they knew my name. My MIDDLE name.
So I did the math. 17 miles to the gallon, that’s what we were averaging. Seventeen. How many more months are we doing this?
So,
 let’s review. We’ve got a new monthly payment. Another weekly payment 
over at the gas station. And, to add insult to injury, the thing was 
just a dog off the line. I mean a D-O-G (for those who may not know, in 
car talk, that means it had no acceleration. I could have just said 
that, I guess).
Anyway,
 the soccer moms in their vans, who had summarily kicked me out of their
 club, were now routinely blowing me off the line at traffic lights all 
over town. Their soccer-playing kids laughing it up in the back and 
pointing at the old guy with the fancy crossover SUV. “Nice car, buddy,” they would yell. “Does your wife have the van?”
Ouch.
How many months are left, 58? Great.
Then
 the recalls started. First the power steering (which still isn’t quite 
right), then the air conditioning — in August, of course. Then the seat 
belts. It’s as if the car gods were trying to tell me something. But was
 I listening?
How could I? This was my idea. It was the best thing we could have done. Or, maybe not.
So
 here I stand, four-plus years later with nine monthly payments to go. 
Still on a first name basis with every gas station attendant in the 
tri-state area. And I’m longing for my minivan back.
I just had to have that crossover SUV.
Boy, did I learn a lesson with that one.
(If you enjoyed this story, please head over to Medium and recommend it. Thanks!)
(If you enjoyed this story, please head over to Medium and recommend it. Thanks!)
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